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Over the past thirty-two years, State Bank of Countryside
(SBC) continues to be recognized, both locally and nationally, for its
strong financial performance. It is important to conduct your banking
at a bank that you know will be there tomorrow. We take our job of investing
your money very seriously and will continue to do so in the coming years.
Below is a sampling of some of our achievements over the last several
years based upon our financial performance.
State Bank of Countryside ranked in the top
3% of all banks in the Chicagoland area.
Crain's Chicago Business Magazine (July 2007)
Crain's Chicago Business Magazine
Each year, Crain's Chicago Business magazine ranks all the banks in the
six-county Chicagoland area based on their return on assets (ROA). ROA
is widely regarded as the best measure of a bank's performance. State
Bank of Countryside has consistently been ranked in the top 5% of this
list since 1994. In June 2007, State Bank of Countryside was ranked #3
out of 192 banks.
Each year, Crain's Chicago Business magazine also
ranks Chicago's largest banks based on assets. In June 2006, State Bank
of Countryside was ranked #23 out of the top 25 largest banks in Chicago.
State Bank of Countryside placed in the top 3% nationwide.
ABA Banking Journal (June 2007)
ABA Banking Journal
In June 2007, State Bank of Countryside was ranked #26 in the nation by the American Bankers Association's monthly publication, ABA Banking Journal. The ranking is based on a five year average of our return on equity (ROE) in the category of Subchapter S banks with assets under $3 billion. That places SBC in the top 3% nationwide.
State Bank of Countryside receives the 5-Star
award!
Bauer Financial Reports (June 2007)
Bauer Financial Reports
In the same arena, Bauer Financial Reports, the nation's leading independent bank research firm, has awarded State Bank of Countryside a 5-Star Excellent Rating for 2007. The 5-Star award recognizes SBC's continual superior financial performance and strength. The rating is based upon an analysis of current financial data filed with regulators and supplemented with historical data retained by Bauer. In the past 8 years, SBC has received either a 4-Star or 5-Star Excellent Rating.
You use the Star Rating to choose what movies you see and what restaurants you eat in... shouldn't you be this choosy with your bank as well?
State Bank of Countryside named one of Chicago's 101 Best & Brightest Companies to Work For
National Association for Business Resources (June 2007)
National Association for Business Resources
In June 2007, State Bank of Countryside was named one of Chicago's 101 Best & Brightest Companies to Work For
by the National Association for Business Resources. This honor is awarded to companies that recognize employees as their greatest assets and work with imagination and conviction to create organizational value and business results through their people.
State Bank of Countryside ranked #6 of all bank holding companies nationwide.
American Banker Magazine (November 21, 2006)
American Banker Magazine
In November 2006, State Bank of Countryside was ranked #6 for Most Efficient Bank Holding Companies in the second quarter of 2006 by American Banker daily publication. The ranking is based on the Bank's efficiency ratio, determined by Noninterest expense divided by (total income minus interest expense).

| STATEMENT OF CONDITION |
| December 31st, 2007 - unaudited |
| (000) Omitted
|
| ASSETS: |
|
|
| Cash & Due from Banks |
$ |
5,378 |
| Funds Sold |
$ |
4,247 |
| U.S. Government & Agency Obligations |
$ |
105,719 |
| Other Securities |
$ |
132,001 |
| Total Investments |
$ |
237,720 |
| LOANS: |
|
|
| (Net of Unearned Discount) |
$ |
654,318 |
| Less Loan Loss Reserve |
$ |
11,878 |
| Net Loans |
$ |
642,440 |
| Fixed Assets (Net) |
$ |
11,329 |
| Other Assets |
$ |
34,645 |
| TOTAL ASSETS |
$ |
935,759 |
| LIABILITIES: |
|
|
| Demand Deposits |
$ |
97,966 |
| Interest Bearing Deposits |
$ |
655,251 |
| Total Deposits |
$ |
753,217 |
| Brokered Deposits |
$ |
22,049 |
| Advance From FHLB |
$ |
34,000 |
| Other Liabilities |
$ |
17,104 |
| TOTAL DEPOSITS AND LIABILITIES |
$ |
830,049 |
| CAPITAL ACCOUNTS: |
|
|
| Common Stock |
$ |
850 |
| Surplus |
$ |
14,150 |
| Undivided Profits |
$ |
88,169 |
| FASB 115 |
$ |
2,541 |
| TOTAL EQUITY |
$ |
105,710 |
| TOTAL LIABILITIES & CAPITAL ACCOUNTS |
$ |
935,759 |
|