» Best Ever Checking
» No-Frill Checking
» Premium Checking
» NOW Account Checking
» Sixty-Five Special Checking
» College Student Checking
Earn 5.08% APY* on your FREE Best Ever Checking account plus ATM fee refunds** nationwide each statement cycle you meet the following account activity requirements:
- Ten Debit Card Transactions
- One Direct Deposit or One ACH Auto Debit
- Receive Electronic Statement
Best Ever Checking is completely FREE and it pays interest; earn 5.08% APY* on balances up to $25,000 and 1.08% APY* on balances over $25,000. Also, you will receive ATM fee refunds nationwide – up to $25 per statement cycle.
If the requirements are not met during a statement cycle, you still earn a base rate of 0.18% APY* on your free checking account. ATM fees are not reimbursed but you still get a FREE checking account with interest.
Minimum balance to open account $5
Minimum balance to obtain Annual Percentage Yield $5
Handling charge None
SBC Internet Banking and SBC Billpay No Charge
SBC Telephone Banking No Charge
SBC Debit Card No Charge
*5.08% Annual Percentage Yield (APY) paid on balances up to $25,000, and 1.08% APY paid on balances $25,001 and higher each statement cycle the minimum requirements are met. If you do not meet the requirements during a given statement cycle you will earn the Base Rate of 0.18% APY. APYs accurate as of February 20, 2008. This is a variable rate account, the interest rate and annual percentage yield may change at any time by any amount. Member FDIC.
**You must deposit a minimum of $5 to open and maintain the account. Personal accounts only. No monthly service charge. If you do not meet the requirements per statement cycle, your account will still function as a free checking account earning the Base Rate, however, it will not receive ATM refunds for that time period. ATM fee refunds limited to $25 per statement cycle and $10 per item.
No-Frill means NO MINIMUM BALANCE REQUIREMENT. Don't want to worry about keeping a minimum balance in your checking account? Look no further than our No-Frill checking account. With no minimum balance to maintain, you have the freedom to spend your money as you choose.
| Minimum balance to open account | $100 |
| Minimum balance required thereafter | None |
| Handling charge | $6 per monthly cycle |
| Checks paid | $.25 per check |
| SBC Internet Banking | No Charge |
| SBC Telephone Banking | No Charge |
| SBC Debit Cards with Cash Rewards. | Click here for details |
If you maintain a $500 minimum balance requirement at all times, the Premium Checking Account can be FREE of all handling fees. And, you'll have unlimited check writing abilities with no per check charge!
| Minimum balance to open account | $100 | |
| Handling charge | ||
| » | Minimum balance of $500 or greater during monthly cycle | None |
| » | Minimum balance less than $500 during monthly cycle | $10 per monthly cycle |
| SBC Internet Banking | No Charge | |
| SBC Telephone Banking | No Charge | |
| SBC Debit Cards with Cash Rewards. | Click here for details | |
Earn a competitive rate of interest while you enjoy unlimited check writing privileges. By maintaining the minimum balance requirement, you will avoid all handling fees for this account.
Click here for deposit rates.
| Minimum balance to open account | $100 | |
| Minimum balance to obtain Annual Percentage Yield | $100 | |
| Handling charge | ||
| » | Minimum balance of $1,000 or greater or average balance of $1,200 or greater during monthly cycle | None |
| » | Minimum balance less than $1,000 and average cycle balance less than $1,200 during monthly cycle | $15 per monthly cycle |
| SBC Internet Banking | No Charge | |
| SBC Telephone Banking | No Charge | |
| SBC Debit Cards with Cash Rewards. . | Click here for details | |
A special FREE checking account for those age 65 and above. No monthly handling charges and unlimited check writing, you can't go wrong. We'll even throw in a free SBC Advantage Debit Card for your added convenience!
| Minimum balance to open account | $100 | |
| SBC Internet Banking | No Charge | |
| SBC Telephone Banking | No Charge | |
| SBC Debit Cards with Cash Rewards. | Click here for details | |
Our College Student Checking account is a special account offered to offspring of our COUNTRYSIDE CLASSIC Members. No minimum balance, no handling fees, and unlimited check writing privileges. Click on COUNTRYSIDE CLASSIC for membership requirements.
